Getting married is one of the most awaited moments for many people. It can also be said to be a once-in-a-lifetime moment. In celebrating and as a form of gratitude for this moment, many Indonesians often hold a series of weddings attended by relatives and friends. When preparing for a series of events, of course, there are many things that must be considered, one of which is the cost of the wedding. When it comes to wedding expenses, every couple has different needs and it depends on the size of the event being held. In this article, the BFI Finance team will provide information regarding any costs that arise when preparing a series of wedding events such as the contract or reception. It's a good idea, you must first negotiate with your partner in allocating these costs. Be wise in managing expenditure items for this beautiful moment.
11 Kinds of Wedding Cost
1. Marriage Requirements Fee (KUA)
The cost of the first marriage is the cost of marriage requirements through KUA. Based on PP No. 48 of 2014, marriage or reconciliation if carried out within working hours and days, will not be subject to marriage fees or free of charge. However, if the marriage or reconciliation is done outside the office and outside working hours and days, a fee of IDR 600,000 will be charged. This fee also applies to couples who hold a marriage contract in a private house, mosque, or meeting building even if the implementation is carried out during KUA working hours.
2. Dowry Cost
The next wedding cost is the dowry. Dowry is a mandatory gift from a prospective husband to his future wife. The form of dowry can be in the form of goods or services. Dowry in the form of goods can be in the form of gold, silver, money, religious/customary equipment, and so on. For the purposes of the dowry, you don't really need to spend a lot of money. The estimated dowry cost for a complete set of worship tools is IDR 1,000,000. Or, in the form of gold bars with a price per gram of IDR 800,000.
3. Wedding Rings
The wedding ring can be made of pure gold or silver. The type and model can be negotiated in advance with the partner. The cost of a gold wedding ring weighing 3-5 grams ranges from IDR 5 million for a pair. Meanwhile, the cost of a silver wedding ring ranges from IDR 2,000,000 for a pair.
4. Seserahan
In addition to the dowry given by the groom to the bride, there is also a tradition of “Seserahan”. However, this tradition is not mandatory. Some people argue that the “Seserahan” or giving of gifts is interpreted as a symbol of the husband's responsibility towards his wife in the future. Wedding gifts usually contain the equipment needed and can be used by the prospective wife such as bags, clothes, make-up equipment, shoes, and others.
The estimated cost for this offering is IDR 3,000,000 including decorations to beautify the appearance of the offerings.
5. Wedding Venue and Decoration
Regarding the venue for a series of wedding events, some people choose to rent a building. There are also those who do it at home. There is nothing wrong with either of these options. Choosing to hold a wedding at your own home can certainly cut the cost of renting a building. The cost of renting a building for a wedding varies depending on the type of building being rented. If you rent a meeting room in a hotel or office, a fee of at least IDR 15,000,000 can be charged. Meanwhile, if you decide to rent a multipurpose meeting hall or a school hall, of course, the costs will be even lower.
For decoration, minimalist wedding decorations are set at a price of IDR 3,000,000 to IDR 15,000,000. The higher the complexity of the decoration that is done will affect the increase in the price of the decoration.
6. Catering
Catering costs are usually the largest wedding expenses among other costs. Because catering prices are calculated based on guests who arrive when the event arrives. The good news is that catering entrepreneurs have set a price per package that you can choose according to your needs. The packages offered usually start from 100 pax to thousands of pax. The more guests invited, the greater the possibility of getting this catering fee discount.
The estimated catering price per pax is IDR 40,000. For example, at the wedding, 300 guests are invited, so the total catering cost is IDR 12,000,000.
7. Bridal Dress and Makeup
For wedding dresses, you can choose to rent or make your own through the services of a designer. If you decide to rent clothes, of course, it will cut costs a lot. The estimate for renting a wedding dress is from IDR 500,000 to IDR 1,000,000 for each dress. It's different if you decide to make your own wedding dress, the cost to make it ranges from IDR 3,000,000 to tens of millions of rupiah excluding the price of the fabric.
Meanwhile, for make-up, the price varies between IDR 700,000 to millions of rupiah per person.
8. Wedding Documentation
The wedding moment is one of the special and awaited moments, so it's good that the moment can be immortalized through photo and video documentation. Wedding photo and video service fees range from IDR 1,000,000 to IDR 5,000,000 for standard package options. The package includes photos at the wedding, one wedding video, hard copy of photo and video coverage in the form of DVD, and a printed album. You can also consider doing a pre-wedding photo session if you have more funds.
9. Wedding Invitations and Souvenirs
Currently, especially during the pandemic, the form of wedding invitations no longer requires hardcopy or physical form. You can try digital invitations to make them look simple and different but still not leave the essence. The cost for a digital invitation in the form of a website containing photos is set at a starting price of IDR 200,000. You will get 1 website link that can be shared with hundreds of your wedding invitees. If you use a hardcopy invitation, the price starts from IDR 1,000 per copy.
Likewise, various kinds of wedding souvenirs are also very diverse choices. You can choose souvenirs that have useful value such as fans, stationery, towels, umbrellas, and others. The estimated cost of souvenirs is IDR 5,000 per item. With IDR 5,000 you can get souvenirs in the form of handkerchiefs, pouches, stationery, small notebooks, and others.
10. Entertainment
To enliven the wedding, there's nothing wrong with inviting a live music band and MC. Wedding band rental prices range from IDR 2,000,000 to IDR 4,000,000, with a duration of 3 hours and not including the sound system. Meanwhile, the MC fee ranges from Rp. 1,000,000.
11. Unexpected Costs
Allocate the wedding budget for unexpected expenses such as wedding cakes, bridesmaid/groomsmen uniforms, or wedding car rental. This unexpected cost is estimated at IDR 2,000,000.
The following is a total of the wedding cost range above:
No. | Type of Cost | |
1. | Marriage Requirements Fee (KUA) | Rp 600.000 |
2. | Dowry | Rp 1.000.000 |
3. | Wedding Rings | Rp 5.000.000 |
4. | Seserahan | Rp 3.000.000 |
5. | Wedding Venue and Decoration | Rp 8.000.000 |
6. | Catering | Rp 12.000.000 |
7. | Bridal Dress and Make Up | Rp 3.500.000 |
8. | Wedding Documentation | Rp 3.000.000 |
9. | Wedding Invitation and Souvenirs | Rp 2.000.000 |
10. | Entertainment | Rp 4.000.000 |
11. | Unexpected Cost | Rp 2.000.000 |
Total | Rp 44.100.000 |
It should be underlined, the amount of the wedding cost of each couple will be different depending on the ability of each individual. If you want to get funds to prepare for your wedding, you can apply for multipurpose financing through BFI Finance by guaranteeing a car or motorbike BPKB. BFI Finance has been a trusted finance company since 1982 and has served and assisted thousands of customers in meeting their needs. With various conveniences offered such as low loan interest and a fast approval process in less than 2 days, you don't have to worry about applying for a loan to fulfill your needs. You can apply for a loan to prepare for your wedding through the following form.