Key Financial Highlights BFI Finance

Figures in tables below are presented in billion rupiah.

Description	2018	2019	2020	2021	2022
Consolidated Statement of Profit or Loss and Other Comprehensive Income
Financing Income	4,893	5,000	4,302	3,821	5,117
Others	125	241	268	302	266
Total Income	5,018	5,241	4,570	4,123	5.383
Salaries and Benefits	1,075	1,217	1,122	1,023	1,325
Interest and Financing Charges	1,036	1,008	871	570	624
General and Administrative	542	705	536	647	771
Provision for Impairment Losses	509	426	1,058	435	367
Others	16	793	113	37	57
Total Expenses	3,178	4,149	3,700	2,712	3,144
Profit Before Tax	1,840	1,092	870	1,411	2,239
Income Tax Expense	372	380	168	280	432
Profit for the Year	1,468	712	702	1,131	1,807
Other Comprehensive Income for the Year - Net of Tax	71	(102)	126	67	14
Total Comprehensive Income for the Year	1,539	610	828	1,198	1,821

Consolidated Statement of Financial Position
Cash and Cash Equivalents	755	660	1,415	969	1,073
Net Financing Receivables	17,283	17,439	12,700	13,683	19,562
Other Receivables - Third Parties	198	154	155	87	163
Derivative Assets	110	-	-	-	103
Fixed Assets - Net	530	541	606	607	659
Intangible Assets - Net	32	30	43	56	140
Other Assets	209	266	282	234	230
Total Assets	19,117	19,090	15,201	15,636	21,930
Fund Borrowings - Third Parties	6,900	7,730	4,795	4,789	10,247
Securities Issued - Net	5,196	3,758	2,979	2,488	1,581
Other Payables	817	1,522	821	929	1,346
Total Liabilities	12,913	13,010	8,595	8,206	13,174
Equity	6,204	6,080	6,606	7,430	8,756
Total Liabilities and Equity	19,117	19,090	15,201	15,636	21,930